[smdubovsky]

FWIW, MVA now requires the pink(?) lien release that looks like a title. They no longer take a release letter from the bank.


Buying a vehicle w/ a lien is fairly straightforward if not a little inconvenient. Meet the seller at the bank who holds the loan (call bank ahead of time to set this up); pay the bank the amount they are owed; pay the seller the difference. Have seller sign title over to you and give the bank your info. Bank should mail you the lien release title if they don't have it on hand (scheduling ahead of time they may be able to send the document to the branch you will use.) Fairly common situation.