[racer]

Given the language that you stated, I would agree with TD that the ball is not in your court on this one. You may spend just as much in "lawyer fees" as you wish to recover from the Ins Co.

Yes, DE is not racing, but Ins Cos have caught on to the popularity and wish to remove themselves from covering them. Maybe it would be worth it to transfer your other cars to another company for coverage and then go after them for the RS.

You don't mention which company you have coverage with. While not looking to singe any one out, I have heard through websites that State Farm and Liberty Mutual have been known to pay out claims from DE incidents. Not sure which other companies are as friendly.

I'd also consider the cost issue.. how much is it worth it to you that they pay the claim? Also consider, as you already have, the future rates you may incur for yourself and any "new drivers" expected in the next 3-5 years.

I don't know if its too early to tell, but "parting out" the entire car as is may net you more money and have enough to buy a 944 to get back into this crazy hobby might be woth considering. Guess part of it comes down to how much you love the red car and want it back to enjoy.

I don't know any of the particulars, but if I recall someone out here with a Silver RSA had similar issues not too long ago. Maybe he can share (online or off)

On another front, since I don't know where all you have posted about your situation, but given the savy of some ins. cos, it may be best not to shed info online if you catch my drift.