[Mark Hubley]

Susan and I are considering the purchase of a 2014 horse trailer from a private party. The current owner is still making payments on it, so there is a lien involved. All the used vehicles I have purchased had clear titles, so I never had to deal with this before. The Maryland MVA web site simply says that to register the trailer I will need a lien release. So, I didn't find that particularly helpful.

Can anyone give me a quick outline of how this would go down?

Will I make a payment for the balance of the loan directly to the lien holder? Then I get a lien release from that entity, then get the title from the seller?