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#1
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Need Advice on shopping for Health Insurance
Need Advice on shopping for health insurance for my Son. He is over 26 and has some pre-existing issues. Never had to shop for this before and have no idea where to start. Are there brokers available to start the process?
Thanks in advance for the help |
#2
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I'm not an expert, but we've been through some issues relative to our son who has some learning disabilities. If your son has any disabilities, physical or cognitive, he may be eligible for some State assistance, which may make him eligible for Medicare and/or Medicaid. Otherwise, after age 26, he has to purchase his own health insurance. The only other advise I can give is that support/assistance doesn't come to you....you have to go look for it. Be his advocate, and programs vary state to state.
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- Tony P. Currently - 1984 944 SP2 racer - 1977 911 KM Special vintage racer - 2012 Cayman R (also the wife's) - 2000 Boxster S (now mine) - 1995 993 (garage queen) - 2007 Cayman S (wife's track beast) - 2017 F350 (tow monster) - 2018 Jeep Wrangler Gone but not forgotten - 1989 944S2 - 1979 RX7 - 1986 944 - 1991 944S2 (in car heaven...) - 2001 Chevy Suburban 2500 (FIL's beast now) |
#3
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What does he do? Getting insurance through a large organization (e.g. government employee after the government opens again, Google, Amazon, etc.) works well for pre-existing conditions. I know Maryland has their own law, and I believe it's currently Federal although might disappear next year, to require insurance companies to cover pre-existing conditions so long has there hasn't been a break in coverage..
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Peter (not "Pete") K. 2016 Cayman S 1999 Miata ("SM") race car 2016 Toyota Highlander--tow vehicle/wife's DD 2017 VW GTI SE (DD) Gone and missed: 1992 Miata ("SSM") race car 2009 911 C2S Coupe 2004 Toyota Prius - sold to son's girlfriend 2006 Dodge Durango 2003 Acura MDX 86 Black 911 Coupe race car 86 Gold 911 Targa 82 WineRedMetallic 911 Targa |
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