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  #1  
Old 06-12-2019, 06:27 PM
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Default RLI vs Lockton

Huh, just set up my track insurance for Watkins Glen and was surprised that RLI was just under $200 more than Lockton. In past years they were around $50 less than Lockton. Maybe RLI just doesn't like me and finally hit the front of the line.
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Old 06-12-2019, 09:07 PM
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One thing to compare: check the fine print. While they all cover the car, they vary with other coverage (e.g. partial repairs to the track, etc.)

ed
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Old 06-12-2019, 10:45 PM
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More likely they’ve had more claims recently! $50 less could have helped with this too
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Old 06-13-2019, 06:54 AM
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Quote:
Originally Posted by Dandelion View Post
One thing to compare: check the fine print.

ed
They are one in the same, Lockton is the middleman, RLI underwrites for both. Most likely RLI has had some losses at Watkins recently.

If you do lots of track days or have a high $$$ car, check out:

https://opentrack.com/

Enjoy the Glen, be safe.
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Old 06-13-2019, 09:05 AM
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Quote:
Originally Posted by Patrick3000 View Post
They are one in the same, Lockton is the middleman, RLI underwrites for both. Most likely RLI has had some losses at Watkins recently.

If you do lots of track days or have a high $$$ car, check out:

https://opentrack.com/

Enjoy the Glen, be safe.
My last Lockton purchase from earlier this year was NOT underwritten by RLI, FWIW.

York and Aix are in the Lockton policy.

ed
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Old 06-13-2019, 10:53 AM
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I've been using "On Track Insurance" for a couple of years now. I find them to be the least expensive. They also give a discount if you want to cover three or more events. I'm not sure about the coverage details though.
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Old 06-18-2019, 09:58 AM
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Quote:
Originally Posted by Patrick3000 View Post
They are one in the same, Lockton is the middleman, RLI underwrites for both. Most likely RLI has had some losses at Watkins recently.

If you do lots of track days or have a high $$$ car, check out:

https://opentrack.com/

Enjoy the Glen, be safe.
Open Track is surprisingly affordable. Unlimited track events for a year and adding a second car is only $150. It was much more affordable than Lockton for covering all of Potomac's events.
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Old 06-18-2019, 11:05 AM
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The proof is in the pudding. Namely, how well do they handle claims. Insurance that hassles claims is worthless no matter how cheap. When I had a major claim, Lockton/RLI handled with minimum fuss.
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  #9  
Old 06-19-2019, 08:23 AM
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We had a member with a claim last year, I was pleased to see how well the process worked AND he still uses them because they didn’t jack his rate. Referring to Open Track, who I have been using for years.
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Old 06-19-2019, 09:02 AM
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Quote:
Originally Posted by Jabs1542 View Post
We had a member with a claim last year, I was pleased to see how well the process worked AND he still uses them because they didn’t jack his rate. Referring to Open Track, who I have been using for years.
I'm glad to hear that!
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