If you are buying a brand new house...the entire place will need to be painted. Builders paint is cheap stuff. Hopefully, they will use a color you can stand while figure out what to do. You have to paint the trim as well.
It's far cheaper to buy your carpet/floor from the outside (not the builder). The problem is you can't finance that with the mortgage (but you shouldn't finance carpet for 30 years anyway). I got level "4" upgrades on the outside compared with a level 2 price from the builder.
If it's new construction. Remember that the previous owner left NOTHING behind you can use (window treatments, towel hooks, etc.) You need to buy all that stuff.
The Ikea furniture that looks passable in a 1500 square foot condo looks tiny in a big house.
The builder will probably lie to you at one point. Or multiple.
Get a home inspection at pre drywall and again at walk through.
The HOA will be underfunded and they'll raise it.
Taxes will go up because of the need to pay for roads and schools.
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1983 911 SC Targa - 1990 944 S2
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