[HoodPin]

That sux! As far as I know, you don't even track that car, do you?

It would be a different matter if they could prove you tracked the, or even suspected you might be. But this "guilty and not even given a chance to prove yourself innocent" seems contrary to normal legal principles.

If that's not your daily driver, perhaps you can explore some of the collector car insurance companies, like Hagerty. My guess is they wouldn't be so obnoxious about add-ons appropriate to a tribute style vehicle.

It sounds to me like they StateFarm may be undergoing some financial issues, and is trying "upgrade" its portfolio of policies to obtain better ratings. Nationwide did some similar back in the '80's; after more than 10 years of accident free coverage, they suddenly decided that 2 points on my license due to a single ticket, from more than 2 years prior, was unacceptable to them. They cancelled me, not just my car. That is worse, as it makes you very unmarketable to other insurance companies. I paid a very costly State of MD coverage for about 6 months before another company would take me. I later heard from a friend in the insurance company that he was aware of Nationwide's shenanigans.