I've been in and out of the hobby for 15 years. My favorite was the 125g that I built out to full reef. It was all going so well up until I accepted a friend's urchin when he shut his tank down. The damned thing scarred up the acrylic so bad you couldn't see through it after a month. Downgraded to a 75 which cracked due to house settling and am now at a 28 which is about to be shut down with the impending move.
I love the concept of the full reef, but it requires more time then I have right now so we'll be content with the 20 gallon freshwater that the kids have. Three bucks a fish makes my wallet happy and the kids really happy.