Huummm. There is something not quite right about being driven to recruit instructors to satisfy The Company. It'll be a bit before I can clearly articulate my thoughts. It just doesn't feel right.
If you really get into this all kinds of complications arise. Must you have your 'instructional' period before any incident? What if you had 'scheduled' but crash beforehand? Wasn't the question (Where is your instructor?) really just rhetorical? The next question would have been, "Where was your instructor during THIS session?" and the result would have been the same?
At the risk of being repetitious, I think the day will come that the standard insurance policy will not cover DE.
One former Chief Instructor used to state that while we do all sorts of things to mitigate the hazards associated with DE; none the less, if you require a completely risk free activity then DE is not the place to be. One associated hazard is possible damage of the car. Even to destruction. I think if you absolutely positively have to have 100% assurance of indemnity then the add-on policies are the only way to go.
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