Someone I know had SF and had their insurance cancelled over his roll bar.

They also don't allow it. "Too much risk" or somesuch.

Roll Bar
 

check with Good Hands, maybe he can help. He is All State.

interesting: i have USAA for about 15yrs, no major incidents. after casually mentioning i "track my car" on (what i thought was) an innocuous phone call inquiring about their used car loans, they suddenly told me, "uh, you can't have insurance with us if you track your car". i explained that i have totally separate track insurance but they called foul anyway. wtf??? a friend from another insurance provider - and even my cousin who is a lifer/well entrenched at USAA - called bullsh*t on that "policy" of snubbing trackies. but alas, they can insure and drop whoever they want, right? so from now on, i will just keep my mouth shut and/or will have to remove that roll bar should i ever need to call in an adjuster. :D

Just tell them the roll bar was installed so you could hang plush toys for your daughter to play with when you are driving her places.

The big question for me here is if something like an aftermarket roll bar could get a denial of a claim. I suspect many have modifications that are specifically disallowed in their policies, the insurance companies just don't know it.

I'm pretty conservative about sticking to my classic car insurance policy on the 944. I never drive it to work during a weekday even though that would be a convenient way of making sure it gets driven (I subscribe to the don't let a car sit more than a week or two theory).

Almost every aftermarket part you buy specifically states it is for off road use only - even parts that are better or safer. I don't think most folks read the material that comes with them. Car manufacturers are the same way - there was an interesting letter from Porsche regarding why they don't support Cayman racing. They said they don't support ANY type of racing of their street cars. Only cars purchased directly from Porsche with off-road use only certificates are supported for liability reasons. They can't even risk someone buying a cup car and then streeting it so they simply do not have street certifications. That the insurance companies would take the same position isn't a huge surprise, if disappointing.

Dropping you for owning a race car off their policy is completely Chickensh*t on the other hand.

Roll bars in street cars=head injuries for passengers. I can understand the insurance issues.

Scott

Check with Hagerty's. Your car definitely fits their requirements and my guess is that premium will be cheaper.

What do most of you folks do for track insurance?

I drive a cheap car.